Cowden Associates, Inc. (Cowden) is dedicated to helping you fulfill your fiduciary duties by focusing on your responsibilities and the needs of your participants. We will ensure that you understand what is required of you as a fiduciary and are willing to stand beside you as a co-fiduciary. As a fiduciary, you are liable for the selection and monitoring of the plan's investment options. Our investments decisions are thorough and well-documented which results in a stronger plan for your participants and peace of mind for you. We do not "sell" investment products and are not affiliated with a mutual fund or insurance carrier who does. Our investment advice is completely independent.

Cowden's approach is based upon the fiduciary standards established by ERISA. We focus exclusively on helping employers with issues related to retirement plan investing. Whether you are looking for someone to be your partner and trusted adviser, or someone to provide a one-time completely objective fiduciary audit of your plan, Cowden will fulfill your needs and expectations.